Now a days so many people are taking new policy for insurance coverage after the accident took place with the help of insurance agents.. Issuing new policy without seeing the vehicle and taking photograph are common. It s very easy in Cholamandalam M.S insurance and HDFC Ergo.. As a Loss Assessor we are facing 2-5 such claims monthly .
Also Transfering of policy names after the accident tookplace ( before inspecting the vehicle) is common and are also increse claim ratio...
jk
